Group chat, partial payments, multi-payer system, AI-powered insights, and bank-grade security — all free, built for students.
Sound familiar? Hostel Ledger ends the chaos — automatically.
Packed with powerful new features — without any complexity.
Every expense, payment, and balance update appears instantly for all group members. No refreshing — always in sync.
Chat inside your expense group. Reply in threads to discuss disputes, share receipts, and coordinate payments — all in one place.
Download your full group performance report as Excel, CSV, or PDF — ideal for end-of-month reviews or hostel audits.
Set a monthly or custom budget for your group. Track spending against the limit and get alerts before you overshoot.
Multiple group members can contribute to paying a single expense. Every contributor's share is tracked accurately.
Can't settle the full amount? Pay what you can. Running balances stay accurate to the rupee, automatically.
Smart spending analysis surfaces patterns you'd never notice manually — who overspends, budget pacing, and saving tips.
Add a guest to a group temporarily. Auto-removed after 1 week — or immediately once all dues are fully settled.
Instant bill splitting, real-time balance tracking, multiple groups, full transaction history — simple enough for anyone on day one.
Chat directly inside each expense group. Keep context where the money is — no sidechats needed.
Reply in threads to keep conversations organized. Dispute an amount or share a receipt — all in thread.
Agree on partial settlements in chat and log them instantly. Balances update in real-time for everyone.
Export your full group expense history as Excel, CSV, or PDF — anytime.
| Date | Description | Paid By | Amount | Split | Status |
|---|---|---|---|---|---|
| Mar 12 | Grocery Run | Member A | Rs 2,400 | 4 members | Settled |
| Mar 10 | Electricity | Member B, C | Rs 3,600 | 4 members | Partial |
| Mar 8 | Internet | Member C | Rs 1,800 | 3 members | Pending |
| Mar 5 | Pizza Night | Member A, B | Rs 1,200 | 3 members | Settled |
Your group spent 18% less on food this month vs last month.
One member settles within 2 days on average — consider them for budget management.
You're at 82% of your March group budget. Electricity season may push you over.
This month 3 members contributed to the electricity bill — tracked individually per payer.
AI-powered analysis surfaces spending patterns and trends you'd never spot manually.
Bank-grade protection for your group's financial data.
Add an extra layer of protection to your account. No one gets in without your second device — your finances stay yours alone.
Spot suspicious behavior or bad actors in your group? Report them directly. Our team reviews every report and takes action promptly.
Report a group for misuse, policy violations, or fraudulent expense claims. Community safety is a shared responsibility we take seriously.
Add visitors to a group temporarily. Auto-removed after 1 week — or immediately once all their dues are fully settled.
No tutorials needed. Start tracking in 4 steps.
Sign up free in 60 seconds. Enable 2FA for added security right from the start.
Invite roommates by email or invite link. Set a group budget and you are ready.
Log shared costs instantly. Multiple members can contribute using the multi-payer system.
See balances in real-time. Chat to coordinate. Export your report as Excel, CSV, or PDF.
No subscriptions. No hidden fees. Every feature, free forever.
Join Hostel Ledger — free, fast, and your roommates will thank you.